Profit Sharing Deferral Process Change – Elections Due by Feb 4, 2026 at 1159PM CT

Profit Sharing has been negotiated as part of our total compensation package, in addition to wages and benefits, as provided in Section 4.N. of our Contract.  Profit sharing payments will be made no later than April 30^th of each year but have historically been made earlier than that required distribution date.

Eligibility details

• You must have at least one full year of service, meaning your company seniority date must be before January 1, 2025.

If you have changed your employment status, the timing of and the reason for that change will determine if you are eligible to receive a Profit Sharing payment as follows:

•  Employees who are displaced or laid off, or whose employment was terminated due to involuntary separation (other than for cause), retirement, disability, or death are eligible to participate based on their accrued eligible earnings for the year.  
• If you voluntarily terminate your employment after December 31, 2025, but prior to the 2026 payment date, you will be eligible to receive a Profit Sharing payment (if you meet the rest of the eligibility requirements).
• If you resign from United prior to January 1, 2026, you will forfeit your eligibility to participate in the program.
• Employees who are terminated for cause prior to the payment date will not be eligible to receive a Profit Sharing payment.

Our contract provides for our Profit Sharing Payments to be paid subject to the 401(k) deferral election that we make each year that is to be specifically applied to the Profit Sharing. 

To be clear, our Profit Sharing is not subject to the Profit Sharing deferral percentage that is part of our regular pay checks. If you wish to defer any or all of your Profit Sharing, you must make an election. Elections are open now and must be made by February 4, 2026 at 1159PM CT to be applied to this year’s Profit Sharing payment. 

How to Make a Profit Sharing Election:

In years past, Profit Sharing Elections were made through a dedicated area of the Flying Together website. While the election, both the percentage and pre- or post tax status of the amount deferred, must still be made, this year there is a completely new process that involves our 401(k) plan administrator as follows:

• For Fidelity (U.S.) participants: Login to NetBenefits > Home Page > Contributions > Contribution mount.  www.401k.com >> Home >> Manage Contributions >> Change Contributions
• For ASC Trust (GUM) participants: Login to ASC Trust > Existing Messages > 2025 Profit Sharing Elections.
• For Fidelity International (LHR) participants: Login to Plan Viewer > Locate the banner at the top of your page > Click on the green button. 

For U.S. based employees, the following is an example of the Change Contribution page available from the Fidelity website via www.netbenefits.fidelty.com  or www.401lk.com

Please note:  Unless you are a resident of Puerto Rico or a participant in the UK Stakeholder Plan, you are able to defer all or part of your Profit Sharing as a pre-tax election, post-tax election or as a Roth Election.  The following is a snapshot of the Fidelity Manage Contributions page available from the home page of the www.netbenefits.fidelity.com website, which provides examples of the options available to U.S. based employees.  

If you have questions about the potential tax and/or retirement benefit of any of these options, contact the Fidelity Service Center at 800-245-9034.

AFA has provided a Profit Sharing FAQ available for additional details and guidance. For questions about Profit Sharing, eligible earnings, statements, 401(k) elections, or the Profit Sharing calculation, please contact the Employee Service Center (ESC) at 1-877-825-ESC9 (1-877-825-3729) or through Help Hub.